A Comprehensive Guide to Assessing, Trusting, and Insuring Your Roof After Hail Strikes
At 787 Construction, we understand the stress that follows a hailstorm. Your roof is your first line of defense, and when it takes a hit, knowing the right steps to take is crucial. In this guide, we'll walk you through the post-hailstorm process, from inspection to insurance claims, ensuring your home is back to its secure state.
Initial Inspection: After a hailstorm, the first step is a thorough inspection of your roof. However, it's important to approach this cautiously. Climbing onto your roof can be dangerous, and not all damage is visible from the ground. Consider hiring a professional roofing contractor for a comprehensive inspection. They can identify hidden damage, assess the extent of the issues, and provide a detailed report.
Choosing a Trusted Contractor: Selecting a trustworthy roofing contractor is paramount. Unfortunately, storms can attract opportunistic individuals looking to exploit the situation. Look for reputable companies with local experience, and positive reviews. Avoid door-to-door solicitors and always ask for references.
Understanding Your Insurance Policy: Review your insurance policy to understand what is covered and what is not. Some policies may cover the full cost of repairs, while others may have limitations. Familiarize yourself with your coverage to avoid surprises during the claims process.
Insurance Supplements: In many cases, initial insurance estimates may not cover the full extent of the damage. Insurance supplements allow for additional claims to cover any unforeseen issues discovered during the repair process. Work with your roofing contractor to document and submit supplements to ensure all necessary repairs are covered.
Paying Deductibles: Understanding and fulfilling your insurance deductible is a crucial step in the process. Discuss the deductible amount with your insurance provider and be prepared to pay it to initiate the repair process. Reputable contractors will guide you through this process and ensure all aspects are handled transparently.
Contact us today for a comprehensive hailstorm damage assessment. Let us be your trusted partner in rebuilding your roof and safeguarding your home against future storms. We're here to help you every step of the way.
